PRIVACY POLICY

Last Updated: September 13th, 2023

This Privacy Policy describes how Unwrap App, Inc. (“Unwrap,” “we,” or “us”) collects, uses, discloses and otherwise processes information about you. This Privacy Policy applies to information we collect when you access or use our websites, mobile applications, and other online products and services that link to this Privacy Policy (collectively, our “Services”), or when you otherwise interact with us, such as through our customer support channels, or on social media. We may provide different or additional notices of our privacy practices for certain products, services or activities, in which case those notices will supplement or replace the disclosures in this Privacy Policy. 


We may change this Privacy Policy from time to time. If we make changes, we will notify you by revising the date at the top of this policy. If we make material changes, we will provide you with additional notice (such as by adding a statement to the Services or sending you a notification). We encourage you to review this Privacy Policy regularly to stay informed about our information practices and the choices available to you.


CONTENTS


  1. Collection of Information

  2. Use of Information

  3. Analytics 

  4. Disclosure of Information

  5. Data Retention

  6. Children’s Privacy

  7. Your Privacy Choices

  8. Your Privacy Rights

  9. Contact Us


COLLECTION OF INFORMATION

The information we collect about you depends on how you interact with us or use our Services. In this section, we describe the categories of information we collect and the sources of this information. 


Information You Provide to Us

We collect information you provide directly to us. For example, we collect information directly from you when you create an account, fill out a form, submit or post content through our Services, make a purchase, communicate with us via third-party platforms, request customer support, or otherwise communicate with us. The types of information that we collect include your name, email address, date of birth, postal address, phone number, financial information, and any other information you choose to provide. If you make a purchase from us, we work with a third-party payment processor to collect and process your payment information.

Information We Collect Automatically

We automatically collect certain information about your interactions with us or our Services, including:

  • Activity Information: We collect information about your activity on our Services, such as items you place in your cart or wish list. 

  • Device and Usage Information: We collect information about how you access our Services, including data about the device and network you use, such as your hardware model, operating system version, mobile network, IP address, unique device identifiers, browser type, and app version. We also collect information about your activity on our Services, such as access times, pages viewed, links clicked, and the page you visited before navigating to our Services.

  • Transactional Information: When you make a purchase, exchange, or return, we collect information about the transaction, such as product details, purchase price, and the date and location of the transaction.

  • Precise Geolocation Information: With your consent, we may collect information about the precise location of your device. You may stop the collection of precise location information at any time (see the Your Privacy Choices section below for details).

  • Information Collected by Cookies and Similar Tracking Technologies: We use tracking technologies, such as cookies and pixels, to collect information about your interactions with the Services. These technologies help us improve our Services and your experience, see which areas and features of our Services are popular, and count visits. For more information about the cookies and other tracking technologies we use, and the choices available to you, see the Your Privacy Choices section below.

Information We Collect from Other Sources

We obtain information from other sources. For example, we may collect information from [identity verification services, data analytics providers, and mailing list providers]. This information includes [insert]. 

Information We Derive

We may derive information or draw inferences about you based on the information we collect. For example, we may make inferences about your approximate location based on your IP address or infer that you are looking to purchase certain products based on your browsing behavior and past purchases.


USE OF INFORMATION

We use the categories of information we collect for the following business and commercial purposes:


  • Provide, maintain, and improve our products and services; 

  • Personalize your experience with us;

  • Send you technical notices, security alerts, support messages and other transactional or relationship messages; 

  • Communicate with you about products, services, and events offered by Unwrap and provide news and information that we think will interest you (see the Your Privacy Choices section below for information about how to opt out of these communications at any time);

  • Monitor and analyze trends, usage, and activities in connection with our products and services; 

  • Detect, investigate, and help prevent security incidents and other malicious, deceptive, fraudulent, or illegal activity and help protect the rights and property of Unwrap and others; and

  • Comply with our legal and financial obligations.


ANALYTICS 


We engage others to provide analytics services and perform related services across the web and in mobile applications. These entities may use cookies, web beacons, device identifiers, and other technologies to collect information about your use of our Services, including your IP address, web browser and mobile network information, pages viewed, time spent on pages or in mobile apps, links clicked, and conversion information. This information is used to analyze and track data, determine the popularity of certain content, and better understand your activity. 


Your device may include a feature that allows you to opt out of having certain information collected through mobile apps.


DISCLOSURES OF INFORMATION


In certain circumstances, we disclose (or permit others to directly collect) information about you. We disclose personal information as described in this Privacy Policy, including in the following ways:


  • Vendors and Service Providers: We make personal information available to our vendors, service providers, contractors and consultants who perform services on our behalf, such as companies that assist us with web hosting, shipping and delivery, payment processing, financing, fraud prevention, customer service, data enrichment, analytics, and marketing.

  • Other Users and the Public:  When you create a profile, post content, create a wish list, and engage with the Services, you may be able to make your personal information available to others.

  • Law Enforcement Authorities and Individuals Involved in Legal Proceedings: We disclose personal information in response to a request for information if we believe that disclosure is in accordance with, or required by, any applicable law, regulation or legal process, including lawful requests by public authorities to meet national security or law enforcement requirements.

  • To Protect the Rights of Unwrap and Others: We disclose personal information if we believe that your actions are inconsistent with our user agreements or policies, if we believe that you have violated the law, or if we believe it is necessary to protect the rights, property, and safety of Unwrap, our users, the public, or others.

  • Professional Advisors: We disclose personal information to our legal, financial, insurance and other professional advisors where necessary to obtain advice or otherwise protect and manage our business interests.

  • Corporate Transactions: We disclose personal information in connection with, or during negotiations of certain corporate transactions, including the merger, sale of company assets, financing, or acquisition of all or a portion of our business by another company. 

  • Corporate Affiliates: Personal information is disclosed between and among Unwrap and our parents, affiliates, subsidiaries, and other companies under common control and ownership.

  • Consent: We may make personal information available to third parties when we have your consent or you intentionally direct us to do so.

We also disclose aggregated or de-identified information that cannot reasonably be used to identify you. 

  

DATA RETENTION

We store personal information for as long as necessary to carry out the purposes for which we originally collected it and for other purposes explained in this Privacy Policy.


CHILDREN’S PRIVACY

Our Services are available to and used by children who are under the age of 13. After obtaining verifiable parental consent, we collect and use personal information relating to such children as described in the “Collection of Information” and “Use of Information” sections of this Privacy Policy.

We do not disclose children’s personal information except as needed to support the internal operations of the Services.

In addition, parents or guardians can contact us to:

  • request copies of the personal information we collected about their child;

  • direct us to delete the personal information we collected about their child;

  • direct us to stop collecting or using personal information regarding their child; and

  • prohibit the disclosure of personal information regarding their child to third parties not needed to provide the Services.


YOUR PRIVACY CHOICES 

Location Information

When you first launch any of our mobile apps that collect precise location information, you will be asked to consent to the app’s collection of this information. If you initially consent to our collection of such location information, you can subsequently stop the collection of this information at any time by changing the preferences on your mobile device.

Cookies and Similar Tracking Technologies

Unwrap uses cookies and similar tracking technologies to analyze visits to and use of our Services and how consumers are interacting with our marketing communications. You can usually adjust your browser settings to remove or reject some browser cookies. Please note that removing or rejecting cookies could affect the availability and functionality of our Services. 

Communications Preferences

You may opt out of receiving promotional emails from Unwrap by following the instructions in those communications. If you opt out, we may still send you non-promotional emails, such as those about your account or our ongoing business relations.

Mobile Push Notifications

With your permission, we may send push notifications to your mobile device. You can deactivate these messages at any time by changing the notification settings on your mobile device.


YOUR PRIVACY RIGHTS


Data Subject Requests  


Depending on where you reside, you may have the right to: (1) know more about and access the personal information we collect, use, and disclose about you and to receive your data in a portable format, (2) delete your personal information, (3) correct inaccurate personal information, and (4) object to, or request that we restrict, certain processing. You may make these requests by contacting us as set out in the Contact Us section below.


We will verify your request by asking you to provide information sufficient to confirm your identity, such as your name, email address, and information about your interactions with us. If you would like to use an authorized agent to exercise your rights, we may request evidence that the agent has valid authority to submit requests on your behalf, and ask that you verify your identity directly with us. 


CONTACT US


If you have any questions about this Privacy Policy, please contact us at support@unwrap-app.com.


301 W 4th St. , Suite 450, Royal Oak, MI 480677

313-484-0058




info@thegoodlifemortgage.com